Currently, withdrawals and deposits are fully automated for transactions under 10,000.00 USD so the transaction happens instantaneously.

For transactions above 10,000.00 USD, manual approval is required. Accordingly, withdrawals/deposits will be guaranteed to be processed quickly during standard business hours in Panama, 08:00 - 18:00, Monday through Friday. Outside of standard business hours, manual approval will occur but may not be as fast.